- Retirement Planning Software Reviews
- Best Retirement Planning Software For Mac
- Best Retirement Planning Software
MaxiFi ends the guesswork. It’s the only software powerful and accurate enough to calculate your highest sustainable living standard — starting today — with a plan to maintain and raise that amount — for life. If you scour the internet for award-winning retirement financial planning software you’re likely to find a number of financial planning spreadsheets, tools and calculators. While they may be DIY, none of them are as robust or comprehensive as MoneyGuidePro which is the leading favorite among professional financial planners. Press - Selected as one of 'The Best Retirement Planning Tools' by U.S. News & World Report - March, 2021. New Customers - Please continue reading below to see a complete list of the unique features TCRP has to offer. Existing Customers - Upgrade to the 2021 version for only $9.99! Use Discount Code: TCRP2021 at checkout.
Personal Capital is an online retirement planning software designed to help people who are nearing retirement. More than just saving for retirement, Personal Capital seeks to help its customers engage in sound overall money management.
Other financial planning programs ask you to guess: How much do you need for a secure financial future?
MaxiFi ends the guesswork.
It’s the only software powerful and accurate enough to calculate your highest sustainable living standard — starting today — with a plan to maintain and raise that amount — for life.
Peace of Mind
More Money
Smarter Decisions
Step 1 Plan for a Lifetime
Conventional financial planning products use simplistic, outdated “rules of thumb” to “guesstimate” income needs in retirement. They don’t calculate what you can afford to spend every year over the course of your life. We do.
Retirement Planning Software Reviews
MaxiFi analyzes your current and future finances using powerful algorithms developed by acclaimed economist Laurence Kotlikoff.
We consider earnings, assets, retirement accounts, taxes, Social Security, housing, and other fixed spending to calculate annual discretionary spending budgets that preserve your living standard.
Step 2 Find More Money
MaxiFi’s optimization engine runs thousands of scenarios to find safe ways to improve your standard of living by:
- Maximizing Social Security benefits—determining which benefits to take and when
- Calculating tax efficient retirement withdrawal start dates
- Optimizing use of Roth versus Non-Roth accounts
- Stretching retirement income via inflation-protected annuities
These changes can mean tens to hundreds of thousands of extra dollars in lifetime spending.
Step 3 Make Smarter Decisions
Take the guesswork out of financial decisions at every stage of life––whether you are just starting out, building a family, considering when to retire or wanting to stretch your retirement dollars further.
Run unlimited “What-If“ scenarios to see how different decisions impact your overall financial plan and sustainable standard of living.
Best Retirement Planning Software For Mac
Clear charts of annual lifetime income, fixed and discretionary spending, taxes, Social Security benefits, and insurance let you dig into the details.
Step 4 Track Your Progress
When you're happy with your plan, set up your Progress Tracker for the year with a few clicks. This tool helps you visualize and stay on track with your income, spending, and saving targets for the year.
You can review and update your progress at any time from any device, or export your targets and transactions to Excel.
Step 5 Assess Risk and Reward
Investing is risky business. So is spending. Both can be too aggressive or too cautious.
MaxiFi’s Monte Carlo simulations let you compare the living standard risk and reward from different investment strategies and spending behaviors so you can make smart decisions.
Conventional financial planning tools use old-school Monte Carlo. They set a spending target and never change it to reflect reality.
Our state-of-the-art Living Standard Monte Carlo℠ incorporates changing investment returns. If returns are low, MaxiFi adjusts discretionary spending so your living standard remains stable. If returns are high, MaxiFi adjusts spending to reflect improvement.
Time Tested Over 20 Years
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